Financial Behavior and The Psychology Behind Smarter Money Decisions | Dr. Mary Bell Carlson

In this episode of Millionaire By Morning, host Rashad Thirlkill sits down with Dr. Mary Bell Carlson, financial behavior expert, speaker strategist, and founder of Financial Behavior Keynote Group (FBKG), to explore the psychology behind how we think, feel, and act with money. As a Certified Financial Planner™, Accredited Financial Counselor®, and adjunct professor at the University of Georgia, Mary combines research-backed insight with real-world application to help individuals and professionals better understand financial decision-making. Through her work, she reveals how behavior—not just numbers—drives financial outcomes. Mary is also the host of the Financial Behavior Thought Leaders podcast and the author of Anchors, Ostriches, and a Hot Pair of Scissors, where she breaks down complex financial behaviors with clarity, warmth, and humor. During this conversation, Mary shares how understanding human behavior can transform the way you manage money, make decisions, and guide others. In this episode, you’ll learn: How psychology influences financial decisions Common behavioral patterns that impact money habits How to improve your relationship with money Why financial success is more about behavior than knowledge How professionals can better guide clients through financial decisions If you're an entrepreneur, financial professional, or anyone looking to make smarter decisions with money, this episode offers powerful insights into the human side of wealth. 🎙️ Millionaire By Morning is the podcast where successful entrepreneurs share the strategies, mindset, and systems that build wealth.