Financial Fitness With The Money Doctor, April 12, 2026

Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" Financial Fitness - Think You Can Spot a Scam? Think Again. Think you’d recognize a scam if you saw one? In this episode of Financial Fitness with The Money Doctor, Frances Rahaim shares real scam attempts that happened within days—including one that appeared to come from a legitimate Microsoft email address. Today’s scams are more sophisticated than ever—and they’re not just targeting careless people. They’re designed to look real, feel urgent, and catch even smart, busy people off guard. You’ll learn: • Why modern scams are harder to detect than ever • The emotional triggers scammers rely on (urgency, fear, even hope) • What “smishing” is—and why text scams are so effective • What to do if you’ve already clicked or shared information • A simple, repeatable filter you can use every time: Stop. Assess. Verify. This isn’t about being more careful—it’s about having a process. Because one click can cost you…but one pause can protect you. Learn more about HUG Your Money™ https://www.HUGYourMoney.com Questions? Call: (413) 773-3333