Financial Fitness With The Money Doctor, October 12, 2025

Financial Fitness With The Money Doctor with Frances Rahaim, Ph.D. "The Money Doctor" MTRS, Protecting Your Retirement Must Do's and Don'ts In this episode of Financial Fitness with The Money Doctor, Dr. Frances Rahaim takes a clear, high-road look at the Massachusetts Teachers’ Retirement System (MTRS) — what it offers, what it doesn’t, and how to stay safe when seeking advice about your pension. You’ll learn: -How MTRS actually works and why it’s a defined-benefit plan, not an investment account. -What the law says MTRS cannot do — including selling or endorsing products. -How look-alike “teacher retirement” sites can mislead even savvy educators. -Questions to ask any advisor before you make a change. Even if you’re not in Massachusetts, most state plans run on the same principles — so this episode is a must-listen for educators nationwide.