Financial Literacy: From No Credit to 697 | Mortgage Matters

Most people were never taught how money actually works.Credit. Budgeting. Debt. Saving. These things shape our financial future, yet many of us grow up learning about them through trial and error.In this episode of Mortgage Matters, Heidi Griffith talks about financial literacy and why understanding your finances can change the direction of your life.Heidi is joined by Jill Avilez, who shares her personal journey of going from having no credit at all to building her score to nearly 700. Jill talks honestly about what it felt like to realize she didn’t fully understand how money worked - and the steps she took to change that.From negotiating bills and reviewing bank statements to building credit and starting her first real savings, Jill’s story shows how small changes can create real momentum.This conversation is a reminder that many people aren’t struggling because they’re irresponsible - they’re struggling because nobody ever taught them how the system works.If you’ve ever felt behind financially, this episode is for you.If you have questions about anything discussed on today’s show, you can call or text 702-210-2057. You can also visit Mortgage Matters Radio on Facebook to find links to upcoming classes and resources.