EPISODE · Dec 16, 2025 · 2H 7M
Financial Victories Don't Happen Without Sacrifices
from The Ramsey Show · host Ramsey Network
🤔 Think you’re good with money? Take our Money in America quiz! Dave Ramsey answers your questions and discusses: “How do I grow my Turo business?” “How do I talk to my boyfriend about his irresponsible spending?” “What should I do with the extra income after paying off my home?” “Should I pause baby step 2 so I can cashflow college for my son? “ “””I am a 30-year-old widower with nothing saved for retirement. How do I start investing for my future?””” “My department is facing layoffs, should I go back to school?” “What is the downside of putting less than 20% down on a home?” “How do my fiance and I Priortize buying a home, getting married and paying off debt?” “Can we skip buying teacher Christmas presents while in baby step 3?” “How should I pay my escrow shortage?” “We make $200,000 a year but we are still living paycheck-to-paycheck” “Should we use our emergency fund to buy a gun?” “Should we use our inheritance to pay off all our debt?” “How do I start investing?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email 🏠 Get organized and prepared to buy or sell a home 💻 Find out where you stand with your money and get a free plan 💵 Start your free budget today by downloading the EveryDollar app 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
What this episode covers
🤔 Think you’re good with money? Take our Money in America quiz! Dave Ramsey answers your questions and discusses: “How do I grow my Turo business?” “How do I talk to my boyfriend about his irresponsible spending?” “What should I do with the extra income after paying off my home?” “Should I pause baby step 2 so I can cashflow college for my son? “ “””I am a 30-year-old widower with nothing saved for retirement. How do I start investing for my future?””” “My department is facing layoffs, should I go back to school?” “What is the downside of putting less than 20% down on a home?” “How do my fiance and I Priortize buying a home, getting married and paying off debt?” “Can we skip buying teacher Christmas presents while in baby step 3?” “How should I pay my escrow shortage?” “We make $200,000 a year but we are still living paycheck-to-paycheck” “Should we use our emergency fund to buy a gun?” “Should we use our inheritance to pay off all our debt?” “How do I start investing?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email 🏠 Get organized and prepared to buy or sell a home 💻 Find out where you stand with your money and get a free plan 💵 Start your free budget today by downloading the EveryDollar app 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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Financial Victories Don't Happen Without Sacrifices
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