Financing Your Irish Dream Home 💸: Mortgages, Deposits, and First-Time Buyer Supports

🎙️ Episode 2: Financing Your Irish Dream: Mortgages, Deposits, and First-Time Buyer Supports Buying a home in Ireland? Whether you are a first-time buyer, an expat, or just trying to understand Ireland's mortgage system, this episode is packed with practical advice to help you get mortgage-ready.Hosts Katie and Mike break down:How to qualify for a mortgage in Ireland (income, job stability, credit history)Deposit rules and real-world averagesHow much you can borrow based on LTV (Loan-to-Value) and LTI (Loan-to-Income) rulesSmart saving strategies and financial habits that banks love to seeEssential supports for first-time buyers: Help to Buy (HTB) and First Home Scheme (FHS)What mistakes to avoid when applying for a mortgageSpecial tips for expats transferring deposits and building Irish credit historyWhether you are moving from abroad or buying locally, this episode helps you navigate the financial side of getting your keys to a home in Ireland.References and Resources Mentioned:Bonkers.ie - Mortgage mistakes to avoidSherry Fitzgerald - Mortgage Central Bank GuidelinesFirstHomeScheme.ie - EligibilityCentral Bank of Ireland - Mortgage MeasuresMortgageLine.ie - Deposit amounts explainedCitizensInformation.ie - Help to Buy SchemeHarbourview Mortgages - Borrowing limits guideIrish Life - Cost of buying a home in IrelandCitizensInformation.ie - Mortgage Insurance GuideReddit - Irish deposit experiencesGet your mortgage plan ready and open the door to your new home in Ireland!