Finding Free Money You Didn't Know You Had

EPISODE RESOURCESCheck out our episode on PMINational Association of Unclaimed Property AdministratorsRetirement Savings Lost and Found DatabaseWorkers Owed Wages DatabaseMortgage Insurance Premium Refund DatabaseFind Your Money Online: Unclaimed Property, PMI Refunds, Unpaid Wages & Lost 401(k)sBrenton opens the New Money, New Problems podcast by sharing recent heavy travel and an upcoming trip to São Paulo, Brazil to speak on building a digital footprint and niche as a financial advisor, thanking listeners for enabling the opportunity. He then explains legitimate ways to find money owed to you online, organized by where you’ve lived, worked, and how you live. He highlights state unclaimed property divisions for refunds like utilities or insurance reimbursements, noting claims may be larger than displayed and can include overlooked life insurance benefits. He discusses removing or refunding mortgage insurance premiums (PMI), including requesting removal at 80% loan-to-value, using appraisals after home value increases, or refinancing. He covers searching for unpaid wages and locating forgotten employer retirement accounts via a Department of Labor site, and suggests reviewing subscriptions with tools like Rocket Money or Monarch and reselling valuable unused clothing or shoes.00:00 Free Money Intro00:45 Host Update Thanks02:43 Unclaimed Property Basics05:49 PMI Refunds Removal10:59 Unpaid Wages Old 401k13:59 Subscriptions Reselling16:23 Wrap Up Next WeekSupport the show