Fintech Takes: Chase Leads, the CFPB Retreats, and There’...

What this episode covers

Welcome back to the Fintech Takes podcast. I’m Alex Johnson, joined by Evan Weinberger, Bloomberg Law reporter and bank regulation whisperer (and the rare guest who can quote both Caddyshack and Empire Strikes Back in a single episode, enjoy). This week’s show unpacks the JP Morgan Chase open banking fee bombshell (they’re now charging for access to their open banking APIs) — the story Evan himself and Bloomberg colleague Paige Smith broke — and the ripple effect it’s having across fintech, data aggregators, and regulators who seem genuinely unprepared for how fast it’s all moving. If there’s a central theme, it’s this: When the banks move first, everyone else scrambles. We dig into Chase’s strategy, the pricing breakdowns, and what the “value capture” narrative says about the future of open finance. But that’s just the start. Highlights include: -Why the CFPB is simultaneously gutting its rulebook and losing most of its staff -Why regulators are quietly abandoning disparate impact and what it means for fair lending -Why the Trump administration is targeting CDFIs (even though they serve many rural Southern areas aligned with the GOP) -How a data fight might unite crypto VCs and big box merchants (yes, really) This episode has it all: open banking drama, more regulatory whiplash, and fintech caught in the middle wondering what the hell just happened. Sign up for Alex’s Fintech Takes newsletter for the latest insightful analysis on fintech trends, along with a heaping pile of pop culture references and copious footnotes. Every Monday and Thursday: https://workweek.com/brand/fintech-takes/ And for more exclusive insider content, don’t forget to check out my YouTube page. Follow Evan Weinberger: LinkedIn: https://www.linkedin.com/in/evan-weinberger-3746aa4/ X: https://x.com/reporterev Follow Alex Johnson: YouTube: https://www.youtube.com/channel/UCJgfH47QEwbQmkQlz1V9rQA/videos LinkedIn: https://www.linkedin.com/in/alexhjohnson X: https://www.twitter.com/AlexH_Johnson

PodParley-generated summary based on available episode metadata and transcript content.

Share this episode

Similar Episodes

That's Not My DM, The Phone Number Is Too Belgian

Jul 17, 2020 ·27m

Hunting the The Salisbury Poisonings Suspects

Jul 8, 2020 ·40m

Racism Today

Jul 8, 2020 ·40m

MH17: Past, Present, and Future

Jul 8, 2020 ·39m

Return to the MH17 Trial, and More Russian Spy Shenanigans

Jul 3, 2020 ·28m

Similar Podcasts

Bitcoin Is Dead Trey Carson Welcome to Bitcoin is Dead, the ultimate Bitcoin variety show where host Trey takes you on a journey through the ever-evolving world of Bitcoin. Each episode brings new personalities, fascinating locations, and insightful conversations with politicians, educators, and innovators shaping the future of Bitcoin. Whether you're a seasoned Bitcoiner or just starting your journey, tune in for thought-provoking discussions, unique perspectives, and a deep dive into the ideas and people driving the Bitcoin revolution. Explicit The Hunt Diaz Task Force A hard-hitting, eye-opening podcast that takes you deep into the relentless fight against human and sex trafficking. Each episode explores the dangerous world of traffickers and predators from every angle—street operations, online investigations, and digital warfare. Hear firsthand from law enforcement, federal agents, and prosecutors as they share real stories of sting operations, investigative tactics, and the challenges of bringing traffickers to justice. Follow live sting operations, online predator investigations, and real-time takedowns of trafficking rings, with insights from cybercrime experts, undercover decoys, and live case discussions. We dive deep into how traffickers operate on the dark web, using cryptocurrency and other digital tools to exploit victims. Learn how law enforcement is using cutting-edge technology to track traffickers and disrupt their operations. The Hunt, pulls back the curtain on the digital and real-world fight against trafficking, exposing the p Explicit Why We Overeat with Maggie Sterling Maggie Sterling Want to lose weight without constantly fighting yourself? "Why We Overeat" takes a different approach to sustainable weight loss by uncovering the real reasons behind your eating habits. Each week, Maggie and Ryan share practical strategies to stop overeating, end emotional eating, and break free from the diet-binge cycle. Unlike traditional weight loss podcasts, we focus on the "why" behind your food choices and how your brain influences eating behaviors. Through candid conversations you'll discover how to create lasting change without restrictive diets or complicated food rules. Whether you struggle with stress eating, late-night snacking, or portion control, this podcast helps you understand your relationship with food and build sustainable habits that actually last. Join us to learn why addressing the root causes of overeating is the key to achieving your weight loss goals. Learn more at www.vibewithmaggie.com Explicit BellingChat Bellingcat Join the Bellingcat team as they discuss their latest work for Bellingcat, open source investigation, and their takes on recent news stories. For more information on BellingChat and our investigations please visit www.bellingcat.comTo support our work and to access exclusive content please donate via www.patreon.com/bellingcat Explicit

Frequently Asked Questions

How long is this episode of Fintech Takes?

This episode is 57 minutes long.

When was this Fintech Takes episode published?

This episode was published on July 23, 2025.

What is this episode about?

Welcome back to the Fintech Takes podcast. I’m Alex Johnson, joined by Evan Weinberger, Bloomberg Law reporter and bank regulation whisperer (and the rare guest who can quote both Caddyshack and Empire Strikes Back in a single episode,...

Can I download this Fintech Takes episode?

Yes, you can download this episode by clicking the download button on the episode player, or subscribe to the podcast in your preferred podcast app for automatic downloads.