First Female Guests: Realtor & Loan Originator Talk Home Buying | The Shift with Mike & Joe — EP 26 episode artwork

EPISODE · Jan 28, 2026 · 1H 40M

First Female Guests: Realtor & Loan Originator Talk Home Buying | The Shift with Mike & Joe — EP 26

from The Shift with Mike & Joe · host The Shift with Mike & Joe

First Female Guests: Realtor & Loan Originator Talk Home Buying | The Shift with Mike & Joe — EP 26   Episode 26 starts with Mike and Joe rolling out the new intro song (and immediately arguing about who played what), then welcoming the show’s first female guests: Jeri Lynn Montgomery (Realtor, Long & Foster — Kent Island) and Maureen “Mo” Silvers (Loan Originator, My Community Mortgage). Before we get into real estate, we deal with the real emergency of the day: Joe’s “amazing” new mic stands… and Mike breaking one within minutes.   After that, we dive into the behind-the-scenes reality of buying and selling a home—what most people don’t see: How Jeri Lynn and Mo got into their careers (tests, pass rates, learning curves, and why mentorship matters) Why open houses are still a powerful lead engine Networking and relationship-building in real estate and lending Why “no credit” can be just as challenging as “bad credit” What changes for self-employed buyers (documentation, history, and expectations) Retail lenders vs. brokerages (shopping rates/fees, account execs, and how fast deals can close) The stress points that make deals complicated: contingencies, inspections, title searches, appraisals vs. market value What happens when a home doesn’t appraise (and how deals get saved or fall apart) A few side quests on marketing (billboards, photography/video), routines, and why the process is smoother with the right people guiding you Support The Shift with Mike & Joe Website: https://www.theshiftwithmikeandjoe.com Donate: https://www.theshiftwithmikeandjoe.com YouTube: @TheShiftwithMikeandJoe Facebook: https://www.facebook.com/profile.php? Instagram: @theshiftwithmikeandjoe TikTok: @theshiftwithmikea Apple Podcasts: https://podcasts.apple.com/us/podcast… Podbean: joer7.podbean.com Connect with Mike & Joe   Image & Sound Media (Joe) Website: https://imagesoundmedia.com Facebook: https://www.facebook.com/profile.php? Instagram: @imageandsoundmedia TikTok: @imagesoundmedia YouTube: @imagesoundmedia   Joe Bryan Music Website: https://joebryanmusic.com Facebook: https://www.facebook.com/profile.php? Instagram: @joebryanmusic TikTok: @joebryanmusic   Kent Island Academy of Music (Mike) Facebook: @kentislandacademyofmusic Google Maps: KIAOM on Google   Michael Waskey Music Website: https://michaelwaskey.com Facebook: @michaelwaskeymusic Instagram: @michaelwaskeymusic Podcast Production Gear (typical Shift setup) Cameras: Sony FX3, Sony A7 IV, Sony A7C II, Sony A7RV Lenses: Sony 70–200mm f/2.8 GM II, Sony 135mm f/1.8 GM, Sigma 85mm f/1.4 Art, Sony 35mm f/1.4 GM Mics: Shure SM7B (hosts), large-diaphragm condenser for guest Interface: Focusrite Scarlett 18i18 into 14” MacBook Pro Audio: Reaper Editing: DaVinci Resolve Studio Lighting: Amaran softboxes & tube lights   The Shift with Mike & Joe is fully produced by Image & Sound Media. https://www.imagesoundmedia.com   #TheShiftPodcast

Episode metadata supplied by the publisher feed · Published Jan 28, 2026

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EP 26 features our first female guests: Jeri Lynn Montgomery (Long & Foster Realtor) and Maureen “Mo” Silvers (My Community Mortgage). We break down the real behind-the-scenes of buying and selling a home—credit realities (including “no credit”), self-employed buyer hurdles, retail lender vs. brokerage differences, appraisals, contingencies, inspections, title work, and what happens when a home doesn’t appraise—plus a little chaos courtesy of a broken “brand new” mic stand.

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First Female Guests: Realtor & Loan Originator Talk Home Buying | The Shift with Mike & Joe — EP 26

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