EPISODE · Jan 13, 2026 · 19 MIN
First Home Buyer Schemes Explained (NSW): Stamp Duty Waivers, Government Grants, Shared Equity & Deposit Strategies | Guest Alex Ucchino from Innovative Home Loans | Part 3
from The Property and Lending Podcast · host Lee Rosenfeld | Innovative Home Loans
> Ready to make confident decisions about your home loan? Connect with Lee Rosenfeld and the team at Innovative Home Loans to book your choice of a First Home Buyer Discovery Call, Home Loan Discussion, Home Loan Meeting, or Home Loan Review here: https://outlook.office.com/book/[email protected]/?ismsaljsauthenabledIn Part 3 of our First Home Buyer Special, we break down the key first home buyer schemes available in NSW, with a focus on how to reduce upfront costs and make buying your first property more achievable.Lee and Alex from Innovative Home Loans, explain how the First Home Buyer Assistance Scheme works; including stamp duty exemptions for properties up to $800,000 and concessions up to $1 million. They also cover the owner-occupier requirements, timing rules, and common mistakes that can leave buyers with an unexpected stamp duty bill.This episode further explores how different schemes can be used together, including low-deposit loans, guarantors, and government guarantees, and when it might make sense to pay a small amount of stamp duty to secure a better property or location.Lee and Alex also talk through the First Home Super Saver Scheme, how it actually works in practice, who it suits, and what you need to set up well before buying. Finally, they touch on the upcoming Shared Equity Scheme, which could allow eligible buyers to purchase with as little as a 2% deposit.If you’re serious about buying your first property and want clear, practical advice without the fluff, this episode is a must-listen.Lee Rosenfeld | Innovative Home Loanshttps://innovativehomeloans.com.au/our-team/lee-rosenfeld/Alex Ucchino | Innovative Home Loanshttps://innovativehomeloans.com.au/our-team/alex-ucchino/***Disclaimer: The topics, conversation, opinions and discussion provided in this episode are general in nature and does not take into account your personal needs and requirements. As a listener you should not take or use the information discussed as financial advice. We always recommend that you engage in independent financial advice before making any finance decisions.
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First Home Buyer Schemes Explained (NSW): Stamp Duty Waivers, Government Grants, Shared Equity & Deposit Strategies | Guest Alex Ucchino from Innovative Home Loans | Part 3
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