First Home Buyers: Get Finance Ready with Willie Leota

Buying your first home can feel like climbing a mountain blindfolded — banks, deposits, credit scores, and a whole lot of fine print. If you’re a first-home buyer (or dreaming of becoming one), this episode is your game plan.I’m joined by Willie Leota, host of the Fresh Moni Podcast, Founder of Ethos Mortgages, husband and father of 2, who is a leading voice for financial capability here in Aotearoa. Together, we unpack the real steps you need to take to get finance ready — from understanding good debt vs bad debt, avoiding the traps of Afterpay and buy-now-pay-later, to the money habits that actually impress a bank.Whether you’re six months away from applying for a mortgage or just starting to think about property, this episode will leave you feeling clearer, more confident, and ready to take action.What you’ll learn in this episode:The biggest barriers first-home buyers face (and how to overcome them)How credit scores really impact your mortgage chancesThe #1 money habit to start today if you want to buy your first homeHow to set up the next generation to be money-smartAnd as you’ll hear in this episode — Willie is just a top bloke who genuinely wants to help. To get in touch with him, head to ethosmortgages.co.nz.Tune in if you’re ready to figure out how to get your foot on the property ladder — and then have a chat with Willie, the guy who makes finance feel simple.