First-Time Homebuyer Guide: Rhode Island episode artwork

EPISODE · Aug 11, 2026 · 4 MIN

First-Time Homebuyer Guide: Rhode Island

from The Living Elevated Show: Smart Moves, Bilingual Voices

Buying your first home in Rhode Island is completely achievable. In this episode of The Living Elevated Show, Alex Parmenidez — Broker Associate with Coldwell Banker Realty, licensed in RI, MA, and CT — explains how FHA loans work with as little as 3.5% down, how to pair them with RIHousing down payment and closing cost assistance, why inspections are non-negotiable in Providence County's older housing stock (including lead paint rules on pre-1978 homes), and the Rhode Island specifics: the 0.46% transfer tax and FEMA flood zones. Plus answers to the questions first-time buyers ask most.Questions about your path to your first home? Reach out anytime — in English or Spanish.Alex Parmenidez | Broker Associate | Coldwell Banker Realty401-426-4857 | alexparmenidez.realtorRead the full article: https://alexparmenidez.realtor/blog/first-time-homebuyer-guide-rhode-island/

Episode metadata supplied by the publisher feed · Published Aug 11, 2026

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Buying your first home in Rhode Island is completely achievable. In this episode of The Living Elevated Show, Alex Parmenidez — Broker Associate with Coldwell Banker Realty, licensed in RI, MA, and CT — explains how FHA loans work with as little as 3.5% down, how to pair them with RIHousing down payment and closing cost assistance, why inspections are non-negotiable in Providence County's older housing stock (including lead paint rules on pre-1978 homes), and the Rhode Island specifics: the 0...

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First-Time Homebuyer Guide: Rhode Island

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