Fixed or Variable Right Now? | The Rate Drop Podcast #4

Refinance now: https://www.refinancerloans.com.au/ge...00:00 - Teaser00:33 - Intro01:15 - Lightning Round: Fixed or Variable?04:00 - Global Events and Their Impact on Markets06:14 - If an Alien Landed With $300K, $3M or $30M08:44 - Rob’s Credit Card Points Strategy14:00 - Is It Harder to Get Loan Approval Right Now?16:47 - Getting a Home Loan When You're Self-Employed21:56 - Why Self-Employed Borrowers Need a Broker23:20 - Bitcoin’s Drop and Dom’s Take26:31 - When Is It the Right Time to Invest?30:57 - Adelaide Property Under $1M34:20 - Other Investments Worth Considering36:35 - Dom’s “Aunty Susan Rule”38:36 - Top 3 Investments in Australia42:34 - Offset vs Equity Explained47:16 - The Real Cost of Having a Child53:03 - Wealth and Health TipsInterest rate speculation is everywhere right now — and global events are making predictions harder than ever.In Episode 4 of The Rate Drop podcast, Dom Trimboli (Founder of Refinancer), Rob D’Agostino (Mortgage Broker of the Year), and Patrick Stewart (Platinum Broker) sit down for another open conversation about what’s really happening across lending, investing, and the Australian property market.The discussion moves through rate forecasting, how to interpret the latest RBA comments, fixed versus variable loan decisions, and whether it’s becoming tougher to get approved for finance. Along the way, the team shares practical insights from real lending scenarios, strategies for self-employed borrowers, and observations about property demand across Australia — including strong activity in Adelaide markets under $1M.They also explore investment thinking beyond property, talk about Bitcoin’s recent price movement, debate when the right time to invest actually is, and share personal rules and strategies that influence how they make financial decisions.If you’re refinancing, buying property, investing, or simply trying to understand how lending and money decisions are evolving in Australia, this episode offers a candid conversation from people working inside the industry every day.Subscribe for honest discussions, market updates, and practical finance insights for Australians.Refinance now: https://www.refinancerloans.com.au/ge...Contact us: [email protected] today: http://www.refinancer.com.au#RefinancerPodcast #TheRateDrop #InterestRatesAustralia #MortgageTalk #PropertyMarket #HomeLoans #AustralianFinance #InvestingAustralia #OffsetAccounts #RefinanceThis episode contains general information only and does not take into account your personal objectives, financial situation, or needs.It is not financial advice. Please consider seeking advice from a licensed professional before making any financial decisions.