Fixed Rate Ending in 2026? Should You Remortgage Now or Wait? episode artwork

EPISODE · Aug 10, 2026 · 17 MIN

Fixed Rate Ending in 2026? Should You Remortgage Now or Wait?

from The Mortgage Mum Podcast · host The Mortgage Mum

🎙️ Out today on M's the Word! 1.8 million homeowners are coming off a fixed rate this year, are you one of them? In this episode, we dive into everything you need to know about remortgaging in 2026, from timing your move to using your home's equity to your advantage. 🔑 In this episode: Remortgaging in 2026, what's changed? 1.8 million people are coming off fixed rates this year Are clients coming in earlier this year, or still leaving it too late? What does "locking in a rate" actually mean? How you can extend your home using your mortgage Other smart ways to use your mortgage to help you financially Can you clear debt with your mortgage? 🎯 Case study: Judith's dilemma, her fixed rate ends in 4 months, she's got credit card debt and wants to extend her kitchen. Should she wait for rates to drop? If you're wondering whether now's the right time to remortgage, this episode will help you get to the right decision for you. 

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Fixed Rate Ending in 2026? Should You Remortgage Now or Wait?

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