Flood Insurance You Didn’t Know You Needed | Albany News

Flash floods in the Capital Region and Hudson Valley exposed a shocking insurance gap: most homeowners weren’t covered for flood damage. Standard policies exclude it—flood insurance is a separate, essential purchase that can protect your home up to $250K and belongings up to $100K. Even water main breaks count as floods, meaning everyone’s at risk. Artist Laura Lee Ross lost years of her work without coverage, now relying on friends—and warning others to act fast. State officials are urging victims to report damage via an online tool to help secure federal disaster aid. Don’t wait—get your flood insurance and report your loss today. Listen in comfort:Get a discount on a Soli Pillow: http://solipillow.com/discount/dnn. Advertise on DNN:[email protected] This is an automated, high-level news summary based on public reporting.Report issues to [email protected]. View sources & latest updates:https://sources.thednn.ai/75cc3642e953a371