EPISODE · Feb 9, 2026 · 30 MIN
Florida Homestead Exemption: The #1 Mistake Homeowners Make That Costs Them Thousands
from The Brutally Honest Loan Officers · host Stephen Brock and Derick Brown
Most new Florida homeowners forget to file one of the most important documents after closing — the Homestead Exemption. In this episode, we break down how it works, why it matters, and how much it can save you. We also unpack: The March 1st deadline that catches people off guard The Save Our Homes cap that protects you from tax spikes 7 other exemptions you may qualify for: veterans, seniors, disabilities, and more A heated debate: Should Florida eliminate property taxes altogether? Don’t leave thousands on the table.
What this episode covers
Most new Florida homeowners forget to file one of the most important documents after closing — the Homestead Exemption. In this episode, we break down how it works, why it matters, and how much it can save you. We also unpack: The March 1st deadline that catches people off guard The Save Our Homes cap that protects you from tax spikes 7 other exemptions you may qualify for: veterans, seniors, disabilities, and more A heated debate: Should Florida eliminate property taxes altogether? Don’t leave thousands on the table.
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Florida Homestead Exemption: The #1 Mistake Homeowners Make That Costs Them Thousands
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