EPISODE · Feb 9, 2026 · 30 MIN
Florida Homestead Exemption: The #1 Mistake Homeowners Make That Costs Them Thousands
from The Brutally Honest Loan Officers · host Stephen Brock and Derick Brown
Most new Florida homeowners forget to file one of the most important documents after closing — the Homestead Exemption. In this episode, we break down how it works, why it matters, and how much it can save you. We also unpack: The March 1st deadline that catches people off guard The Save Our Homes cap that protects you from tax spikes 7 other exemptions you may qualify for: veterans, seniors, disabilities, and more A heated debate: Should Florida eliminate property taxes altogether? Don’t leave thousands on the table.
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Florida Homestead Exemption: The #1 Mistake Homeowners Make That Costs Them Thousands
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