FoF: 🔥 Why Dying With Too Much Money Might Be Your Biggest Retirement Problem episode artwork

EPISODE · Sep 15, 2026 · 17 MIN

FoF: 🔥 Why Dying With Too Much Money Might Be Your Biggest Retirement Problem

from The 9Innings Podcast

In this episode of Facts Over Feelings, I tackle an overlooked retirement challenge: dying with too much money.After spending 30 or 40 years saving and investing, flipping the switch from saver to spender can be harder than it sounds. I explore the psychology behind that transition and ask a simple question: What was all that money actually for?Whether your goal is enjoying retirement, maintaining financial security, leaving a legacy, or some combination of all three, defining that purpose matters. I discuss why retirees should quantify their inheritance goals, give themselves permission to spend, and consider whether helping children and grandchildren today may be more meaningful than leaving everything behind later.I also discuss the importance of enjoying the early, healthier years of retirement—when you hopefully have the money, time, and health to actually do the things you've spent decades planning for.Ultimately, retirement isn't about dying with the largest account balance. It's about using your money intentionally and living the life you worked so hard to build.00:00 — The Retirement Conundrum: Dying With Too Much Money03:26 — Why It’s So Hard to Go From Saver to Spender05:24 — How Much Do You Really Want to Leave Your Kids?08:42 — The Risk of Dying With Too Much Money11:59 — The Go-Go Years Don’t Last ForeverNEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: / mlb2cfp Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

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FoF: 🔥 Why Dying With Too Much Money Might Be Your Biggest Retirement Problem

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