Forget Rate Cuts: Why We're Stuck at This Level for a While with Vanessa Rader

From next year, negative gearing will be gone for residential property investors unless they're buying a new build, a change that's already reshaping where smart money is flowing. In this episode, Michael sits down with Vanessa Rader, Head of Research at Ray White, to unpack the federal budget's property fallout, from commercial real estate to stamp duty, unemployment data, and the modular housing revolution set to solve Australia's tradie shortage.🔔 Subscribe & leave a comment with your questions — we build episodes around what YOU want to know.General advice only and not personal advice. CRN 485467---------------------------------In this episode:Why negative gearing is being scrapped for resi investors, but not new buildsHow the change could push more buyers into commercial propertyThe real difference between residential and commercial yieldsWhy commercial leases are far more complex than resiWhat falling stamp duty revenue means for state governmentsThe CGT discount changes and what they cost property sellersWhy unemployment data may be worse than the official numbers showWhere interest rates are headed over the next 12 to 18 monthsWhy 40% of Australia's tradies are over 50, and how modular homes could be the fix---------------------------------Timecodes: (00:00) Cold open: is unemployment data being manipulated?(01:00) Welcome Vanessa Rader, Ray White Head of Research(01:35) Federal budget changes and commercial property(02:05) Negative gearing scrapped for resi investors(04:23) Why commercial property needs bigger deposits(07:10) Stamp duty and the CGT discount changes(09:49) The land tax debate and the Victoria problem(13:29) Is unemployment data being manipulated?(18:25) Interest rate outlook for the next 12 to 18 months(22:24) Why banks are lifting fixed rates(26:09) 40% of tradies are over 50: the modular homes fix(32:03) Vacant holiday homes and the co-living trend(34:55) Why Perth, Adelaide and Brisbane aren't Sydney or Melbourne(37:23) Being greedy when others are fearfulSubscribe:https://www.youtube.com/@ThatBackyardPropertyPodcastInstagram: https://www.instagram.com/backyardpropertypod?igsh=MWhkOWx5YzJxdDc3ag==Website: https://tuskfinance.com.auConnect with Michael:Facebook: https://www.facebook.com/tuskfinancemkInstagram: https://www.instagram.com/mortgageswmichaelLinkedIn: https://www.linkedin.com/in/michaelkillinerTikTok: https://www.tiktok.com/@backyardpropertypodcastTusk Finance: [email protected] by Podwave Studios: https://www.podwavestudios.au#AustralianProperty #RealEstate #PropertyInvesting #NegativeGearing #CapitalGainsTax #StampDuty #InterestRates #RBA #CommercialProperty #ModularHomes #Construction #PerthProperty #PropertyMarket #RealEstateInvesting #Mortgage #WealthBuilding #TuskFinance #ThatBackyardPropertyPod #RayWhite #EconomicOutlook