French FI - Guess Who's Moving to France | 9 to FI ep 32

Josh on Early Retirement Real Estate Turnover + Elliot’s Plan to Move His Family to France in 2026Josh shares how a tenant turnover and light rehab has felt like a part-time job in early retirement, especially due to multiple commutes into the city, and explains they’re not rushing the turnaround while handling painting and minor repairs themselves. He also discusses tracking hours toward IRS real estate professional status (750 hours) and gives an update that Lori is gradually reducing work hours by taking partial days off, with plans to take a full day off next week. Elliot then discusses his family’s decision to relocate to France in September 2026 so their three children can enroll in French public school, and describes using a paid course/checklist to project-manage the move. He explains that his wife and kids have EU citizenship (Italy) and that he plans to use a familial visa, and outlines why France: favorable US–France tax treaty treatment as he understands it, cultural and lifestyle reasons, language immersion, reputed public education, milder weather in southwestern France, and access to healthcare. Elliot notes they will likely rent first, describes key cost-of-living considerations including higher fuel/transport costs, and says the hardest part so far has been choosing a location among many municipalities, with an upcoming March trip to decide. He outlines plans to keep their US house as a long-term rental while selling most possessions, and contrasts furnished vs. unfurnished rentals in France. Elliot shares excitement about potentially transitioning into full FIRE and feeling burned out at work, nervousness about language and building community away from family, and discusses possible work options including remote work or alternative roles at his global company, while acknowledging fluency and higher taxes as constraints for local jobs. They talk about the move as a multi-year plan, potential reasons it could be derailed (major family events), what success could look like in five years (family fluent in French, different school schedule, frequent breaks enabling travel), and how the kids are adjusting—initial resistance from their daughter but growing excitement, including using a language-learning app called Study Cat and beginning to downsize belongings.00:00 Retirement Balance Check00:47 Real Estate Isn’t Passive03:06 Turnover Rehab Tradeoffs04:12 Tax Status and Time Tracking05:43 Lori Eases Into Part Time06:57 Moving to France Reveal07:54 Project Managing the Move09:37 Checklist and Visa Path13:42 Why France Taxes Culture18:59 Cost of Living Reality Check23:19 Renting First and Countryside Life25:04 City Convenience Tradeoffs25:51 Paris Dream vs Countryside Reality27:22 Choosing Where to Live29:04 House Plans and Downsizing30:35 Renting Furnished in France31:36 Excited and Nervous34:50 Work Options and Visas38:49 Long Term Commitment40:15 What Could Derail It42:19 Five Year Success Vision44:45 How the Kids Feel46:39 Wrapping Up and Next StepsDo you have feedback or suggestions? We want to hear from you!Contact Elliot: [email protected] Josh: [email protected] of these products help the show. Thanks for your support!Mint Mobile - We both use ⁠Mint Mobile⁠ and save a ton on our phone plan: ⁠https://fbuy.me/vgAmz⁠⁠Empower⁠ is Josh’s choice for Net Worth and BudgetingWanna create a podcast? We use ⁠Descript⁠Looking for a new credit card?  We’re big fans of ⁠Chase⁠⁠Buy Us a Coffee⁠ - One time donation or monthly, it’s up to youWant to save money on gas? Try ⁠Upside!⁠Books mentioned in this episode:Come find us and subscribe on YouTube: http://www.youtube.com/@9toFI