From $240K in Debt to Early Retirement at Age 48 - Josh (Part 1) | MHFI 287

Doug chats with Josh Epley (9 to FI podcast) about his journey from $240K in debt to early retirement.  Josh discusses how he and his wife managed to turn their financial lives around including challenges they faced along the way and successful strategies they implemented such as real estate investing & rigorous budgeting.  Josh also shares insights into his recent post-retirement life from navigating personal challenges to the role of intentional living. Do you like the podcast and want to support the show?  Follow the link to find out how: https://milehighfi.com/support/ Curious to know exactly what products Doug uses?  Check out his Amazon lists below. *Affiliate links below, so if you buy something or spend money, we might earn a commission. That helps the show and doesn’t cost you anything extra. Thank you! Guitar Accessories Hiking & Outdoor Essentials for Sleep Want to order MHFI stickers/temporary tattoos or create your own custom stickers?  Of course you do!  We ALL do!  Order them here using our affiliate link so that we might earn a commission: https://www.stickermule.com/dougcunnington Links 9 to FI podcast Budgets Are Sexy ChooseFI local groups Derek Sivers Tim Ferriss, “The 4-Hour Workweek” Kindle Hardcover Paperback Audiobook EconoMe Conference MHFI Facebook group Doug’s site Check out Producer Chris’s blog: Epic Financial Journey — Join the Mile High FI Club – It’s the email list! Get MHFi Merch – It helps support the show. Get t-shirts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles Email the show: [email protected] 0:00 Introduction 4:35 Overcoming financial struggles 11:41 Climbing out of debt & making changes 17:17 Dealing with professional identity 22:04 Catching the real estate bug 31:10 Real estate disaster stories 37:20 Future real estate plans 44:17 Thoughts on college  52:05 A rich mindset & financial stages 59:24 Current expenses 1:04:32 9 to FI podcast 1:09:55 Soundcheck – HOAs