From Bank Teller to $25M Portfolio with Roberto Carbetta

Intro — for busy pros & business owners: Roberto Carbetta didn’t wait for retirement to invest—he built his real estate journey alongside long work hours, proving steady action drives results. Starting as a Toronto bank teller, he learned from wealthy clients tied to real estate, bought his first deal at 21, ran a construction business for over a decade, and now helps manage a $25M portfolio in multifamily and senior living. 🚀🎙️ Episode Snapshot — What’s in this conversationEarly spark: Wealthy bank clients all tied to real estate.First step: Bought a condo at 21—before telling his parents.Work + investing: 20 years in construction while acquiring rentals.Pivot to the U.S.: Moved to Fort Lauderdale, embraced syndications.Today’s focus: ~90% on senior living acquisitions & underwriting.🛠️ How to Invest in Real Estate While Working Full-Time Roberto worked 12-hour days on job sites, then researched evenings and weekends. His cadence: one purchase every ~18 months, hitting six by 30. For busy pros, he suggests passive investing—know the operator, market, deal, and numbers, then get back to your main business. 💼🧩 Why Senior Living Caught His Attention A senior living deal projected ~3.2× returns over five years. With “silver tsunami” demand, limited supply, and assets under $100K/unit (vs. $300K to build), the numbers made sense. 🧓🏽🏢💵 At-Risk Capital 101 To break into GP teams, Roberto put up earnest money and risk capital. These cover due diligence and can be lost if a deal doesn’t close—so strong documents, trust, and confidence are critical. 💸🔑 Key Takeaways for High-Income EarnersLearn from winners, then act.Stick to a cadence (e.g., 1 deal every 18 months).Use your career income to fuel investing or go passive.Partner before leading GP roles.Know the downside of EMD/risk capital.📌 Final Word From Toronto bank teller to Florida syndicator, Roberto proves consistent effort, partnerships, and calculated risks can build wealth—without quitting your career. 🙌Website: https://ericlindseyml.com/Click On The Link Below To Schedule A Call With Eric:https://calendly.com/moonlightequitiesgroup/scheduled-conversationClick On The Link Below For More Information About Eric Lindsey:https://linktr.ee/ericlindsey