035 | "But God, We Did Everything Right": Kimberly Eddy's Journey Through Financial Crisis and Radical Grace

Hi, there! What if the very formula you trusted to keep your life together was actually keeping you from the God who wanted to hold it for you? In this conversation, I sit down with the warm and wonderfully honest Kimberly Eddy — author, designer, artist, and web strategist for women in their second act — to hear a story that is equal parts financial miracle and spiritual breakthrough. Because as Kimberly makes clear from the very start: this was never just about money. When Kimberly's husband came home early one day — face pale, hope deflated — and said the shop was boarded up and two paychecks had bounced, it blindsided them completely. They had done everything the rules said to do. They'd bought a house far below what they were pre-approved for. They were budgeting to the penny, couponing like pros, and even growing 90% of their own food. Kimberly was pregnant with baby number five. And God, it seemed, had completely ripped the rug out. What followed was years of financial strain, a computer-glitch mortgage nightmare, a bankruptcy hearing where a man argued about his catamaran while she sat full of shame, and an encounter with a stranger in a courthouse foyer who looked her in the eyes and said: "This is grace." And then came the letter. The one that dropped her to her knees on the front porch. The mortgage company wasn't just stopping foreclosure — they were forgiving the rest of the loan entirely. A letter dated the same Thursday that her elderly praying neighbor had told her she felt something break in the spirit. Kimberly's story is funny, raw, and quietly profound. It's a story about what happens when the rules we build our faith around crumble — and we finally find the God who was waiting on the other side of them all along. 🔑 Key Takeaways Rules Are No Substitute for Relationship. Kimberly learned the hard way that turning God into a formula is not faith — it's just a very spiritual version of pride. Financial Struggle Is Never Just a Math Problem. Money crises touch our identity, our shame, our theology, and our sense of worthiness before God. He meets us in all of it. Grace Shows Up Where Our Striving Runs Out. The moment Kimberly stopped trying to earn her way out was the moment God stepped in — exceedingly, abundantly above anything she thought to ask. Intercessory Prayer Has a Real Address. An elderly neighbor quietly praying with a rosary felt something break in her spirit on the exact Thursday the letter was written. That is not coincidence. Looking Through the Lens of Jesus Changes Everything. When Kimberly stopped reading scripture to find more rules and started reading it to find Him, her faith — and her life — began to be rebuilt on solid ground. 🌿 Key Themes Financial Crisis and Faith • Mortgage Forgiven by God • Legalism vs. Grace • Freedom in Christ • Ephesians 3:20 • Exceedingly Abundantly Above • Intercessory Prayer • Bankruptcy and Redemption • Rules vs. Relationship • God's Provision • Scrupulosity and Faith • Finding Your First Love • Christian Financial Testimony • Trust in Uncertainty • Foreclosure Miracle 🤍 Who Will Benefit From This Episode Anyone drowning in financial stress and wondering if God has abandoned them Believers who have followed all the "rules" and still find themselves in crisis Those quietly suffocating under the weight of religious legalism or performance-based faith Women entrepreneurs and creatives who've been told their calling is too "secular" to matter to God Anyone who needs to hear that grace is not earned — it's the whole point God didn't forgive Kimberly's mortgage because she couponed perfectly, grew her own food, or checked every spiritual box. He did it because He loves her. And friend — that's the same reason He shows up for you. Until next time… keep your eyes on Jesus. The rules will always fall short, but He nev