From Crayons to College: Amit and Seeta Discover the New 529 Rules

Amit and Seeta thought they knew how to plan for their daughter Isha’s education—until their advisor John revealed just how many changes came this year. From higher K–12 withdrawal limits to career-focused programs, 529 plans are no longer just about college. Add in the new option to roll unused funds into a Roth IRA, bigger gift limits for family contributions, and the upcoming MAGA accounts designed to give kids a financial head start, and the landscape looks completely different.

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This episode was published on August 28, 2025.

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