From how I invest, to getting rid of the mortgage fast: A chaotic Ask Me Anything episode

Frances Cook answers the questions that you sent in, in a solo episode covering the best investing strategies, revolving mortgages, and what's up with her weird accent?Questions in this episode: I want to know more about your accent! There is more than one in there, right? I love it, I’m just curious. Is sharesies ok for a short term savings account or too risky? EG $10k for a holiday in 6 months?What to do with a big windfall ($1 mill). Save, invest, or property?What’s your view on revolving credit?If buying in the next five years, what kiwisaver fund should I be using?Why can’t I include my house equity in my retirement savings maths?What should you use your emergency fund for – I find it hard to let go of!I have a job that pays terribly, ($30k pa) but I love it. Should I change to a higher paying job? What are your qualifications? How to increase savings long term? Why is it so much easier to dip into savings after you do it the first time? And how to stop!I have $18,000 in credit card debt, and $15,000 in shares, do I cash it in and pay off the credit card debt? Early 30s, mortgage free, what to do next? Invest? Where do we start?Are we better to open our toddler a bank account and put money in it, kiwisaver or a sharesies account?Best ethical investments? Copy trading? Too high risk? Is the extra cost of being a home owner worth it? Can you do a solar power podcast? How it works in your home to save money. Is investing in a financial adviser worth it? Good income, young family, I’m overwhelmed but aim to progress. What’s the best looking bank note? How do you feel about buying into shares for a company you work for? I would love to know your opinion on paying down your mortgage versus investing? What’s the best thing you’ve ever SPENT money on? Aka not investing or a house. LinksFollow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.