Fuzzy Math Is Sabotaging Your Financial Future (Ep 169)

 Meet with us: http://talkwithjlp.com 📚 Looking for more financial education? Check out 👉 http://myretirementclarity.com   You’ve probably said it before. ‘I ran the numbers, and I should be fine.’ But what if the math you're relying on isn’t telling the whole story? Today, we’re unpacking some of the most common examples of fuzzy retirement math- rules of thumb and assumptions that sound good on paper but can derail your plan if you take them at face value. Lee breaks down why average returns don’t tell the full story, why the 4% withdrawal rule isn’t a guarantee, and why relying only on dividends or assuming you’ll spend less in retirement can backfire. He also explains how taxes and Social Security decisions are often misunderstood, and why flexibility- not formulas- is the real key to retirement success.   Here’s what we discuss in today’s show: 📉 Average returns don’t guarantee consistent growth 💸 The 4% rule isn’t always reliable for withdrawals 📊 Dividends and interest alone can create unstable income 🛍️ Retirees often spend more, not less 💰 Many people stay in the same tax bracket in retirement ⏳ Waiting until 70 for Social Security isn’t always best   Check out our upcoming workshops: https://jlperkinswealth.com/attend-an-event/