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搞懂銀行核貸邏輯,房貸搶到最高成數! 專家:收支比、負債比大不同,年收入差近倍 Feat.蕭大立|毛利小姐變有房 EP54 episode artwork

EPISODE · May 15, 2025 · 28 MIN

搞懂銀行核貸邏輯,房貸搶到最高成數! 專家:收支比、負債比大不同,年收入差近倍 Feat.蕭大立|毛利小姐變有房 EP54

from 今周大耳朵 · host 今周刊Business Today

房價居高不下、房貸政策趨嚴,對許多首購族而言,現在買房是一場需要精算與理解制度的挑戰。由於央行加強金檢,部分銀行核貸條件從衡量「負債比70%」調整為「收支比200%」,代表月收入至少需為支出總額的兩倍,才可能取得最高成數貸款。 - 主持人|靖璞、孝瑜 與談人|阿宅-雙碩士地產顧問 ★立即加入Podcast專屬交流社群 | https://lihi.cc/fC3KF -- Hosting provided by SoundOn

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搞懂銀行核貸邏輯,房貸搶到最高成數! 專家:收支比、負債比大不同,年收入差近倍 Feat.蕭大立|毛利小姐變有房 EP54

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