GBU S2-E22: Crushing $185K: How a Physical Therapist Can Become Debt-Free in Under 5 Years episode artwork

EPISODE · Nov 17, 2025 · 31 MIN

GBU S2-E22: Crushing $185K: How a Physical Therapist Can Become Debt-Free in Under 5 Years

from Physical Therapy: The Good, The Bad and The Ugly · host Joe Klein

In today’s episode, we dive deep into one of the biggest challenges facing new physical therapists: massive student debt. With the average PT owing around $185,000, the pressure can feel overwhelming—but what if becoming debt-free in under five years was actually possible?Join us as we break down the exact strategies I used to pay off six-figure loans fast without burning out or sacrificing their quality of life. We explore smart how from outpatient PT to travel along with, side-hustles that actually fit a PT’s lifestyle, how you have to have the right mindset shift that separates the therapists who struggle from the ones who succeed.Expect actionable numbers, honest conversation, and a step-by-step roadmap you can start applying today. 

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GBU S2-E22: Crushing $185K: How a Physical Therapist Can Become Debt-Free in Under 5 Years

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