EPISODE · Dec 22, 2024 · 4 MIN
个人养老金新政，如何最大化受益？
12月15日，国家调整了养老金政策，将从2024年起全面实施个人养老金制度，支持个人自愿参加、市场化运营的养老保险补充功能。每年可缴纳1.2万元，退休时取出需缴3%税。如果年收入低于9.6万元，不建议参与。养老金领取方式也更灵活，税收优惠政策完善。此外，推出了一系列理财产品，但要谨慎投资。政策旨在提升老年人生活质量。00:02:06:新政策解读：收入高于九万六需缴纳20%所得税，如何节税？
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个人养老金新政，如何最大化受益？
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