Gen X Retirement Crisis: Catch Up Now! episode artwork

EPISODE · Oct 1, 2025 · 29 MIN

Gen X Retirement Crisis: Catch Up Now!

from Population Next

Gen X is running out of runway. Pensions are gone, costs are up, and the average nest egg won’t cut it. Here’s the realistic fix—starting now.Authors Kerry Hannon and Janna Herron (Retirement Bites) break down what’s changed since Gen X started working—and what you can still control. Contribution math at 50+, tax-smart account order, and the caregiving-retirement tradeoffs no one explains.Correction: When Janna said that Social Security benefits would shrink by 77% if the reserve funds run out, she misspoke and meant to say that people would get 77% of their full Social Security benefits if the reserves run out.Inside:Why many Gen Xers are under-saved (and the 3 levers left to pull)Optimize 401(k)/IRA/HSA in a high-inflation worldRoth conversions in peak earning years—when they make senseCaregiving + retirement without burning both endsSocial Security reality check: COLA, spousal benefits, claiming ageResource Mentioned in the Episode:Kerry and Janna’s Book, Retirement Bites: A Gen X Guide to Securing Your Financial Future: https://www.amazon.com/Retirement-Bites-Securing-Financial-Future/dp/154170584X Subscribe to Bradley’s Newsletter:Join (for free) the only newsletter breaking down global demographic trends into actionable strategies for your business and your community.Subscribe here → https://populationnext.substack.com/Order Bradley’s Book:The Super Age: Decoding Our Demographic Destiny: https://a.co/d/gmG6t2P Get in Touch with Kerry Hannon:Website: https://kerryhannon.com/LinkedIn: https://www.linkedin.com/in/kerryhannonGet in Touch with Janna Herron:Facebook: https://www.facebook.com/janna.herron.77/ LinkedIn: https://www.linkedin.com/in/janna-herron-40316814 Get in Touch with Bradley Schurman: Website: https://populationnext.substack.com   YouTube: https://www.youtube.com/@bradleyschurman Instagram: https://www.instagram.com/bigschur/ LinkedIn: https://www.linkedin.com/in/bradleyschurman/ Subscribe:YouTube: https://www.youtube.com/@bradleyschurman?sub_confirmation=1

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