Give Me Credit Episode 12

This week, John and I dig into the Fair Debt Collection Practices Act, the federal law that protects consumers from abusive collection practices. We explain what the FDCPA covers, who it applies to, and how the 2021 update changed the rules for texts and social media.If you’ve ever wondered what collectors can and can’t do—or how to protect yourself when they call—this episode is a must-listen. Understanding your rights is the first step to taking control of your credit.Mortgage Underwriting Truths for Homebuyers is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Get full access to Mortgage Lending Explained at jswhaldo.substack.com/subscribe