Give Me Credit Episode 3

Think you know what really goes into your credit score? You might be surprised. In this week’s episode of Give Me Credit, I sit down with John Mackey to break down the five key factors that shape your score, clear up some of the biggest myths, and explain how upcoming changes in the FICO and VantageScore models could affect you. It’s a conversation packed with insight, and a reminder of why keeping an eye on your credit report matters more than ever.Mortgage Underwriting Truths for Homebuyers is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Get full access to Mortgage Lending Explained at jswhaldo.substack.com/subscribe