Go-Go, Slow-Go, and No-Go Years

This week's blogpost - https://bahnsen.co/4lCcyvy The Stages of Retirement: Strategies for Go-Go, Slow-Go, and No-Go Years In this episode of the Thoughts on Money Podcast, host Trevor Cummings and guest Blaine Carver discuss financial planning for retirement, breaking it down into the 'go-go,' 'slow-go,' and 'no-go' years. They explore how spending patterns and needs change throughout each phase and stress the importance of flexibility in financial planning. Topics covered include the spending smile, asset allocation, social security strategies, and the significance of tax optimization. The episode emphasizes personalized planning and the relevance of continual reassessment to adapt to evolving needs and circumstances. 00:00 Welcome to the Thoughts on Money Podcast 00:14 Blaine's Hiking Adventures and Retirement Phases 02:42 The Go-Go, Slow-Go, and No-Go Years of Retirement 03:49 Financial Planning: Beyond the Paperweight Plans 07:36 The Spending Smile and Its Implications 13:01 Tax Strategies and Portfolio Withdrawals 16:22 Diversifying Retirement Accounts 17:19 Understanding the Logo Years 18:42 Long-Term Care and Charitable Planning 20:22 Navigating the No-Go Years 23:03 Simplifying Estate Planning 26:46 Final Thoughts and Listener Engagement Links mentioned in this episode: http://thoughtsonmoney.com http://thebahnsengroup.com