Going Against the Grain

This week, Dan and Jim explain why building a retirement plan often requires going in a very different direction than the strategy you used during your working years. When you're saving for retirement, the focus is on accumulation and growth. But once you retire, the entire purpose of that money changes — you shift from asset accumulation to asset decumulation. They walk listeners through why income-producing assets become so important in retirement, and why continuing to rely heavily on high-risk, growth-dependent assets can put your lifestyle at risk. Dan and Jim remind retirees that the money they saved was always meant to become income later on, and that means your plan must be designed around stability, safety, and reliable cash flow. Key topics we cover this week: • Why retirement requires a shift in financial strategy • The importance of prioritizing income-producing assets • How to build a safer, more predictable retirement plan -- Schedule your free meeting with Dan & Jim: https://peakfinancialfreedomgroup.com/contact/  Call us now by dialing #250 on your cell phone and say the key-word “MONEY” Listen to Previous Episodes: https://peakfinancialfreedomgroup.com/radio/ Connect with Dan & Jim:  [email protected] |  (916) 791-7063 Subscribe to our YouTube to watch Clips from our radio and TV shows: https://www.youtube.com/@peakfinancialfreedomgroup -- About Peak Financial Freedom Group: At Peak Financial Freedom Group our top priority is to help you stop worrying about your money. We believe it’s time for a new approach to retirement planning. It’s why we’ve created The Peak Plan for Financial Freedom, with two main goals of making sure you never suffer a big loss like 2008 ever again and your income is dependable and predictable to last for as long as you live. Peak Financial Freedom Group provides comprehensive financial planning and investment management to retirees and pre-retirees in Roseville, CA and beyond.