Good for Business - Episode 31 - Leslie Mackey

Good for Business - Episode 31 - Leslie Mackey In this episode of the Good for Business podcast, host Colin Krieger sits down with Leslie Mackey of Gumtree Mortgage as she shares her unconventional path – from her family’s bait farm in West Point, MS, to becoming a mortgage professional. She explains why Gumtree is a top USDA lender nationally and demystifies USDA loans (often 100% financing), credit score basics, debt-to-income ratios, PMI, and hurdles for self-employed borrowers. Leslie and host Colin discuss how government shutdowns slow USDA processing, how rates and insurance costs shape affordability, and smart moves like paying down high-interest debt before a down payment. Practical, myth-busting guidance for first-time buyers and anyone eyeing a refinance. Host Colin Krieger is a top Realtor and home restoration specialist in the Golden Triangle region of Mississippi and is a community leader who focuses on fundraising endeavors that support those in need.