Graduation to Homeownership: Why the Class of ’25 Waits Until 2034

For recent grads, the path to a front door key just got a decade longer. In this episode, Tim Lucas and Craig Berry break down the new “homebuying timeline” study and what it means for the Class of 2025. You’ll learn:Decade-Long Delay: Why median graduates won’t afford a home until 2034—almost 9 years post-degree—given average salaries, 13.8% savings rates, and $410/month student-loan paymentsState-By-State Divide: From under 5 years in West Virginia to a staggering 18-year wait in Hawaii (until 2043) for a $100K down paymentStudent-Loan Impact: How debt adds nearly 5 extra years—without loans, grads could buy by August 2029; with loans, they push out to April 2034Savvy Shortcuts: Zero-down USDA programs, VA and FHA options, gift-fund strategies, and co-buyer approaches that can shave years off your timelineBroader Implications: Why this shift reshapes family formation, career moves, and the future of the American Dream for an entire generationFor the full analysis, read the original article here:https://www.mortgageresearch.com/articles/college-graduates-homebuying-timeline/