Grey Rock Realty Podcast Ep. 41 | Buy Before You Sell? The 1% Loophole Explained

Buy Before You Sell? The 1% “Loophole” That Changes Everything | Grey Rock Realty Podcast Ep. 41Selling and buying at the same time is one of the hardest things to do in real estate — especially in Fort Collins.In this shorter episode of the Grey Rock Realty Podcast, Ryan sits down with mortgage expert Catherine “Cat” Barnett to break down a powerful buy-before-you-sell program that helps move-up buyers purchase their next home without writing a contingent offer.Here’s what we cover:• Why sellers hate contingent offers (in any market)• Why traditional bridge loans can cost 2–4%• The 1% buy-before-you-sell option (minimum $5,000)• How it removes your departing residence from debt-to-income calculations• Why this works only with conventional loans (Fannie Mae / Freddie Mac)• How the 120-day protection works• What a mortgage “recast” is — and why it matters• How this keeps you from moving twice or settling for lessIf you're a move-up buyer in Fort Collins (or anywhere in Colorado), this episode explains a creative financing solution that could completely change how you approach your next purchase.Contact Catherine Barnett: [email protected] | https://loanfit.us | https://form.jotform.com/260495276369167Connect with Grey Rock Realty for buying, selling, and strategy in Northern Colorado.