GRFTFS: Does Your Will Actually Decide Who Inherits Your 401(k)?

Your will might not decide as much as you think. This week on The Get Ready for the Future Show: a remarried caller learns his old 401(k) still names his ex-wife as beneficiary — and his will can't override it. We break down why beneficiary forms win every time, and what a five-minute account check could save your family from a costly mistake. Also this episode: a couple weighing whether to help their adult son with a house down payment without derailing their own retirement, a job-changer deciding what to do with an old 401(k), and a newlywed figuring out joint vs. separate accounts for the first time. Real questions. Real answers.