GRFTFS: Is Your Employer Hiding a $46,500 Retirement Benefit?

Did you know your 401(k) could hold up to $70,000 in annual contributions — not just $23,500? The Mega Backdoor Roth is one of the most powerful retirement tools available inside a workplace plan, and most employees have no idea it exists. This week, Crystal found out her employer just added it — we break down exactly what it is, who it's right for, and what to watch out for. Also this episode: how to simplify an overwhelming investment portfolio without losing performance, how to budget for international travel in retirement, and what adult children need to know when helping aging parents with finances and legal documents in their 80s. Real questions. Real answers. Every week on the Get Ready for the Future Show.