Grow Approvals Without Growing Losses

How can lenders increase approvals without increasing charge-offs?In this episode of Leaders in Lending, Dan Harp, Chief Lending Officer at 717 Credit Union, discusses how decision engines and AI-powered underwriting models are reshaping risk assessment. From 2,000-variable models to borrower trajectory analysis, this conversation explores:Credit scoring limitationsAI and machine learning in underwritingDecision engines vs human exceptionsPortfolio performance monitoringMortgage risk strategyEconomic outlook for 2026Compliance burden in credit unionsIf you lead lending strategy, risk or growth, this episode offers practical insight into scaling responsibly.Listen on leadersinlending.ai