股災一來帳面縮水2成　她靠「3桶金」撐住一輩子安全感ft.嫺人｜錢鏡你家｜2025.12.26

from 投資不踩雷 · host 鏡週刊理財組

「退休後最怕的不是沒賺錢，而是遇到股災時，才發現錢不夠用。」   這句話道盡許多提早退休族的真實焦慮。投資達人嫺人49歲離開職場、今年退休滿8年，在一次又一次的股災中調整資產配置、站穩腳步。今年4月關稅議題引爆全球股災，讓她再次正視「退休金到底能撐多久」的核心問題，她重新將退休資產分成3桶金，兼顧現金流、穩定度與成長性，讓自己在市場動盪下，依然能安心花錢、資產不斷電。   主持：吳明曄來賓：退休教練嫺人   （本集 12/23 於鏡發財首播，12/26 鏡好聽播出）   Podcast聲音後製：謝佩妤   #鏡週刊 #鏡發財 #錢鏡你家 #投資理財 #嫺人 #有錢到老後 #退休規劃 #高股息ETF #市值型ETF #4%法則 #資產配置 #三桶金 #存續期間 #再平衡 #VT #VWRA

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股災一來帳面縮水2成　她靠「3桶金」撐住一輩子安全感ft.嫺人｜錢鏡你家｜2025.12.26

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