Guía simple pero mejor para FICO Score vs. Puntaje crediticio en 2023

from The Credit Pros Podcast · host The Credit Pros

Un puntaje FICO es un tipo de puntaje crediticio desarrollado por Fair Isaac Corporation y varía de 300 a 850. Los puntajes crediticios representan la salud financiera y son usados por los prestamistas para evaluar a los prestatarios. El puntaje FICO 8 es el más utilizado, aunque existen versiones más recientes y específicas para ciertas industrias. VantageScore es otro modelo de puntuación utilizado por algunas agencias. Los puntajes FICO se calculan a partir de factores como el historial de pagos y la utilización del crédito, y es importante mantener la precisión en los informes crediticios para un buen puntaje.

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This episode was published on July 25, 2025.

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