Hannah McQueen: The cheap, unnecessary purchases can cost thousands

The cost of living is crunching down again, as more than 30-thousand Kiwis reportedly moved abroad last year.  Are there any more changes can people make to save money? What things can they afford to cut? Additionally, at what point do we look in the mirror and say the problem is our lack of personal discipline? "Financial Force of Nature", and Founder of financial strategy site joins Tim Beveridge for Smart money... LISTEN NOWSee omnystudio.com/listener for privacy information.