Have we reached 'peak franchising'? Why we lag China on electric cars. Would you pay a financial adviser $2000 a month?

This week in The Money Cafe James and Alan discuss the sad stories that have emerged from the small business sessions at the Royal Commission, wonder about the outcome of Westpac's bank bill swap rate case, point to the warning signs around Australian franchises and mark the birthday of an aging rock star.  See omnystudio.com/listener for privacy information.