He Saved 40% of His Salary… Then Left the US for a Small Town in India

Planning your return to India? Personalize your free plan with action items, here 👉 https://access.desireturn.com/planner-yt 👉 Desi Return Financial Planning Roadmap & Course (avoid missing critical steps during your move) https://pensight.com/x/desireturn/course-nri-to-resident-essential-financial-transition-blueprint 👉 Join the Desi Return Community Connect with families who already moved back and share real experiences. https://pensight.com/x/desireturn/innercircle 👉 Consultation & Planning Support https://pensight.com/x/desireturn/ After spending 10 years in the United States, Ashish made a decision many NRIs struggle with — leaving the US and moving back to India.But this wasn’t an impulsive decision. He and his wife spent years planning their return, saving 40–50% of their income, calculating their financial independence (FIRE) numbers, and thinking deeply about what kind of life they wanted for their family. Instead of moving to a big metro like Bangalore or Hyderabad, they chose something even more unusual — returning to a Tier-3 city in India. In this episode of Desi Return, Ashish shares his full journey: • Why he moved to the US in the first place • What changed after 10 years abroad • The role family and parents played in the decision • How much money he calculated to live comfortably in India • FIRE planning for returning NRIs • Monthly cost of living in a Tier-3 Indian city • Why the H1B visa system and immigration uncertainty matter • Planning finances before leaving the US • Selling a home and wrapping up life abroad • Life after returning to India • Pros and cons of living in a smaller Indian city If you're an NRI in the US, Canada, UK, or Australia thinking about moving back to India, this conversation will give you real insights into the financial, emotional, and lifestyle decisions involved.#backtoindia a #nri #returntoindia #homecoming #FIRE #retireearly #reversemigration