Heading to Camp FI and What We're Reading | 9 to FI 052 episode artwork

EPISODE · Jul 20, 2026 · 25 MIN

Heading to Camp FI and What We're Reading | 9 to FI 052

from 9 to FI - Financial Independence Conversations · host Elliot and Josh

Camp FI Road Trip Plans, FI Book Takeaways, and Staying Positive in the HeatJosh and Elliot record a grab-bag episode before leaving for Camp FI Rocky Mountain 1.5, discussing midweek camps and travel logistics. Josh is extending the trip with a solo road trip to Colorado and on toward Montana near Glacier National Park to visit his son. They discuss Cody Berman’s book Retire by 30, including “cash flow FI” from rental properties and his ideal-day schedule, and Nick Maggiulli’s The Wealth Ladder about how strategies change across net-worth rungs, including starting scalable businesses. Josh mentions his part-time real estate work (~19.5 hours/week). They also touch on Bill Bengen’s “Safe Max” (4.7% vs 4%) and portfolio complexity, then Josh shares efforts to stay positive and active during a St. Louis heat wave.00:00 Trip Plans And Camp FI01:46 Road Trip To Montana03:50 Prepping The Chevy Colorado05:06 Book Review Retire By 3012:04 The Wealth Ladder Framework16:16 Real Estate Work And Time18:58 Rethinking The Safe Withdrawal Rate22:58 Staying Positive In The Heat25:22 Wrap Up And GoodbyeDo you have feedback or suggestions? We want to hear from you!Contact Elliot: [email protected] Josh: [email protected]’s other podcast: Stuck In BetaJosh’s YouTube channel: How To Fix It WorkshopAny of these products help the show. Thanks for your support!Buy Us a Coffee⁠ - One time donation or monthly, it’s up to youWe both use ⁠Mint Mobile⁠ and save a ton on our phone plan: ⁠⁠Empower⁠ is Josh’s choice for Net Worth and BudgetingWanna create a podcast? We use ⁠Descript⁠Looking for a new credit card?  We’re big fans of ⁠Chase⁠⁠Want to save money on gas, groceries and dining out? Try ⁠Upside!⁠Books mentioned in this episode: Come find us and subscribe on YouTube: http://www.youtube.com/@9toFI

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Heading to Camp FI and What We're Reading | 9 to FI 052

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