Health Insurance Squeeze, AI Goes Hands-Free

Health insurance costs for small businesses are up 9.5 percent this year, on pace to top $17,000 per employee annually — but most owners don't know about ICHRA alternatives that convert a variable group premium into a fixed cost. AI tools have crossed a meaningful threshold: the leading platforms now complete full business workflows without step-by-step human input, at under $100 a month. And new Regulation S-P customer data security rules took effect June 3rd — if you handle financial information without a written policy, your risk window is open.