Health Updates, Market Dip Investing, and Elliot's move Decision | 9toFI 038

Health Updates, Market Dip Investing, Rental Property Drag, and the Decision to Stay in the U.S.Josh and Elliot discuss several updates: both are working on fitness routines and comparing heavier-weight/low-rep training with lighter-weight/higher-rep approaches focused on avoiding injury, while Josh admits he still hasn’t scheduled a colonoscopy after his physical. They talk investing during a market downturn, with Josh buying small amounts of VTI when it hits a self-set price threshold and Elliot funding two IRAs ($14,000) while weighing Roth vs traditional vs brokerage contributions near income limits. Josh shares frustration with scope creep and low urgency on two rental property projects, including a vacant unit he hopes to rent by end of June. They review 2025 taxes, noting Josh’s unexpected near-break-even result due partly to a small Roth conversion and rental profit, and Josh considers Roth conversions in 2026. Elliot reveals his family decided not to move to France due to difficult travel and desire to stay close to family.00:00 Catch Up And Teaser01:12 Health Journey Updates03:05 Training Styles And Injury Prevention06:34 Doctor Visits And Colonoscopy07:09 Game Of Thrones Tangent15:12 Investing During A Dip18:18 IRA Choices And Cash Plans22:14 Rental Rehab Scope Creep24:04 Motivation Without Deadlines25:10 Part Time Landlord Reality26:27 June Rental Deadline Pressure27:24 Decumulating Rentals Debate28:43 Tax Meeting Takeaways30:11 Roth Conversion Surprise34:24 Refunds Versus Withholding36:17 Roth Ladder Planning38:06 Retirement Pressure Stories39:46 France Move Decision44:10 Testing The Hypothesis46:08 Staying Put Wrap UpDo you have feedback or suggestions? We want to hear from you!Contact Elliot: [email protected] Josh: [email protected] of these products help the show. Thanks for your support!Mint Mobile - We both use ⁠Mint Mobile⁠ and save a ton on our phone plan: ⁠https://fbuy.me/vgAmz⁠⁠Empower⁠ is Josh’s choice for Net Worth and BudgetingWanna create a podcast? We use ⁠Descript⁠Looking for a new credit card?  We’re big fans of ⁠Chase⁠⁠Buy Us a Coffee⁠ - One time donation or monthly, it’s up to youWant to save money on gas? Try ⁠Upside!⁠Books mentioned in this episode:Come find us and subscribe on YouTube: http://www.youtube.com/@9toFI