Healthcare Worker Shortage: How It’s Driving Up Costs for Employers

In this insightful episode, Tom Quigley breaks down the rising costs of prescription drugs—and how ClaimLinx is helping individuals and companies slash those costs immediately. Tom reveals how manufacturer rebates, coupon programs, and smart plan design can help employees and solopreneurs pay zero out-of-pocket for expensive medications like Humira, Enbrel, and other injectables.Listeners will learn how most people are overpaying for prescriptions simply because they aren’t using the tools already available to them. Tom outlines a smarter way to purchase health insurance, leveraging high-deductible plans paired with manufacturer rebates—leading to lower premiums and zero-cost prescriptions.Why prescription drug costs continue to riseWhat’s changing with new policies under the current administrationHow manufacturer rebates (like $14,000/year for Humira) cover full deductiblesWhy buying gold or silver insurance plans might be costing you moreHow to find rebate programs on sites like GoodRx and NeedyMeds.orgThe common mistake of paying extra for drug coverage in your insuranceWhy ClaimLinx’s PBM integration flags expensive drugs and provides savings strategiesHow solopreneurs and businesses alike can take advantage of this structureWhat employees should do if their employer hasn’t heard of these solutionsWhy every business should rethink how they buy prescription coverage“You want a plan that doesn’t cover your drugs… so the rebate can.” — Tom Quigley“Think of manufacturer rebates like digital coupons. Would you pay full price for Cheerios? Then why do it for drugs?” — Tom Quigley“Most people don’t realize: Humira’s manufacturer will cover your entire deductible. That’s $9,000 saved instantly.” — Tom Quigley“The way you buy insurance should change if you want real savings on prescriptions.” — Tom Quigley“There’s no excuse for not finding savings. The rebates are right there—people just don’t know how to use them.” — Tom QuigleyEmployees stuck paying high premiums and prescription costsHR managers looking for ways to reduce costs while improving benefitsSmall business owners and solopreneurs who think healthcare is too expensiveCFOs seeking to reduce healthcare spending without sacrificing valueAnyone on expensive medications like Ozempic, Enbrel, Humira, or GLP-1sBuy the right insurance planAvoid plans that cover drugs too early—rebates won’t apply!Use rebate and coupon programsGoodRx.comNeedyMeds.orgManufacturer websites (search: “[drug name] + manufacturer coupon”)Let your deductible work for youManufacturer programs pay toward deductibles = you pay $0Ask ClaimLinx for helpThey flag expensive prescriptions and help guide you through rebate options.Schedule a consultation: ClaimLinx.comManufacturer coupon databases:GoodRxNeedyMedsIf you’re still overpaying for prescriptions, you’re simply not using the system right. ClaimLinx can help you—and your employees—unlock hidden savings you never knew were available.Hashtags:#PrescriptionSavings #ClaimLinx #HealthcareReform #DrugCosts #MedicalRebates #PharmacyBenefits #CuttingEdgeBenefits #EmployerSavings #SmallBusinessHealthcare #NeilHaleyShow #HealthcareHack💡 Key Topics Covered:🧠 Insightful Quotes:🧭 Who This Episode Is For:✅ Tom’s Quick Prescription Drug Savings Tips:🔗 Resources:🔚 Final Thought: