Helping Employees Retire Well w/ Fred Rutler

Fred Rutler is a Managing Director at Creative Planning Retirement Services where he helps companies create and manage various employee retirement programs. Mentioned on the ShowConnect with Fred Rutler on LinkedIn: https://www.linkedin.com/in/frutlerTimestamps(2:10) - Welcoming Fred.(3:18) - What are the different vehicles companies are using for employee retirement planning?(4:44) - What is a Non-Qualified Deferred Comp plan?(6:00) – What’s the difference between a 401k and a profit-sharing plan?(8:36) - Do you advise employers to do away with profit sharing completely or some match and some profit sharing?(10:11) - Is 10% the amount an employee should be saving for retirement?(15:24) - When would it not be appropriate to have employees in the plan?(21:05) - What is an employer's fiduciary responsibility and what are the consequences of doing it wrong?(23:38) - How often does it happen where somebody gets individually punished for violating their fiduciary responsibility?(26:16) - What do the numbers 321, 338, and 316 mean?(31:04) - What are Pooled Employer Plans (PEP Plans)?(33:46) - What makes a good 401k investment lineup?(37:26) - Are Target Date Funds still the recommended approach?  (43:48) - Why is 45 the age when you need to start paying particular attention to asset allocation?(45:27) - Is AI starting to play a role in retirement planning?(47:01) - What are the biggest financial wellness needs for employees?(55:05) - Where do you see the future of retirement planning?