EPISODE · Jan 13, 2026 · 2 MIN
Home Buyers’ Plan Explained | How to Use Your RRSP to Buy Your First Home in Canada
from The Real Estate and Mortgage Show · host Walter Monteiro
Home Buyers’ Plan Explained | How to Use Your RRSP to Buy Your First Home in Canada Can you use your RRSP to buy your first home in Canada? Yes—through the Home Buyers’ Plan (HBP). In this episode of the Maximum Results Team Podcast, Walter Monteiro explains how first-time home buyers can use RRSP funds interest-free to help with a down payment. You’ll learn: • How the Home Buyers’ Plan works • How much you can withdraw (up to $35,000 per person) • How couples can combine up to $70,000 • How the 15-year repayment period works • When this strategy makes sense—and when it doesn’t This video is ideal for first-time buyers, Canadians with RRSP savings, and anyone planning to buy or build a home. 📞 Have questions about buying your first home? Call or text: 519-240-0360 Email: [email protected] 📍 Serving Cambridge, Kitchener, Waterloo, Guelph, and Brantford 🌐 https://www.maximumresultsteam #HomeBuyersPlan #RRSPHomeBuyersPlan #FirstTimeHomeBuyerCanada #RRSPDownPayment #CanadianRealEstate #MortgageTipsCanada #HomeBuyingCanada #FirstTimeBuyerTips #MortgageAdvice #RealEstateCanada #REMAXCanada #MaximumResultsTeam
What this episode covers
Home Buyers’ Plan Explained | How to Use Your RRSP to Buy Your First Home in Canada Can you use your RRSP to buy your first home in Canada? Yes—through the Home Buyers’ Plan (HBP). In this episode of the Maximum Results Team Podcast, Walter Monteiro explains how first-time home buyers can use RRSP funds interest-free to help with a down payment. You’ll learn: • How the Home Buyers’ Plan works • How much you can withdraw (up to $35,000 per person) • How couples can combine up to $70,000 • How the 15-year repayment period works • When this strategy makes sense—and when it doesn’t This video is ideal for first-time buyers, Canadians with RRSP savings, and anyone planning to buy or build a home. 📞 Have questions about buying your first home? Call or text: 519-240-0360 Email: [email protected] 📍 Serving Cambridge, Kitchener, Waterloo, Guelph, and Brantford 🌐 https://www.maximumresultsteam #HomeBuyersPlan #RRSPHomeBuyersPlan #FirstTimeHomeBuyerCanada #RRSPDownPayment #CanadianRealEstate #MortgageTipsCanada #HomeBuyingCanada #FirstTimeBuyerTips #MortgageAdvice #RealEstateCanada #REMAXCanada #MaximumResultsTeam
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Home Buyers’ Plan Explained | How to Use Your RRSP to Buy Your First Home in Canada
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